Ripple is trying to penetrate a highly regulated sector. It is for large financial institutions that need to satisfy intense legal requirements. These businesses could never do what you propose because of this. While it sounds easy, the reality is highly regulated markets require unique crypto solutions tailored to their unique needs.

Re: XLM. Yes, adoption is the key to success.

Written by

Writer interested in blockchain projects that will add to the social good

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store